Florida HOA compliance guide

What § 720.303 requires, explained without the legal jargon.

Recent legislationWhat's changed in Florida HOA lawHB 913, SB 4-D, and HB 1203 created new compliance obligations — website mandates, structural reserves, and expanded record-keeping.Read more →

Know your requirements

01Does my HOA need a website?§ 720.303(4)(b) — the 100-parcel threshold, what qualifies, and the January 2025 deadline.02What documents must we provide?§ 720.303(4)(a) — 14 categories of official records with retention periods from 1 year to permanent.03What must be redacted?§ 720.303(5)(g)6 — SSNs, driver licenses, credit cards, and other PII that must be excluded from disclosed records.04Member inspection rights§ 720.303(5) — the 10 business day rule, fees, and what happens when boards refuse.05Budget and reserve requirements§ 720.303(6) — annual budgets, mandatory structural reserves, and disclosure obligations.
Action itemCompliance checklistEvery § 720.303 requirement in one place — documents, redaction, access, budgets, and website obligations. Assess where your HOA stands.View the checklist →

Official sources

Florida Statute § 720.303 — Official Records (2024)HB 1203 (2024) — HOA website and records accessSB 4-D (2022) — Structural reservesHB 913 (2025) — Structural inspections and financial transparency

This guide is for informational purposes only and does not constitute legal advice. Consult a qualified attorney for guidance specific to your association.

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